Mortgage Refinance Services

Are you looking to renew your mortgage or considering a mortgage refinance for your own reasons? Look no further, I’m here to be your industry expert, tirelessly searching the market for the best mortgage rates and terms while making the banks compete for your business.


Essentials of Mortgage Refinancing

Our approach begins with a personalized consultation where we’ll ask you a few straightforward questions to fully grasp your unique circumstances. From there, we embark on a thorough exploration of the entire mortgage market landscape, considering options from chartered banks, trust companies, and local credit unions, all with the goal of securing the best possible home loan deal tailored to your needs.

  • Our Vision

At Goldman Capital, our vision is to redefine the financial landscape by empowering individuals and businesses to achieve their dreams and aspirations. We strive to be the driving force behind their financial success, offering innovative solutions and unwavering support.

Mortgage Renewal vs. Refinance

mortgage refinance

Mortgage Refinance

    If you’ve received a renewal letter from your bank, don’t treat it like a mere checklist item. Surprisingly, many mortgage holders renew without exploring better offers. You have a choice, and the bank won’t inform you if a Mortgage Refinance is advantageous. I address frequently asked questions about renewing or refinancing your mortgage at maturity.

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Dedicated Support

    Our commitment doesn’t end at the closing table. We’ll be with you from the initial phone call through to the closing day with your lawyer and beyond.


  • What Does It Mean To Refinance A Mortgage?: In simple terms, a Mortgage Refinance involves breaking your existing mortgage and replacing it with a new one, offering different interest rates and terms. The goal is often to secure a more favorable interest rate. It’s also an opportunity to consider borrowing additional equity at lower rates for home improvements or debt consolidation.
  • When Is The Best Time To Refinance My Mortgage?: Imagine refinancing today and saving thousands, even after paying penalties, before your mortgage matures. The ideal time to refinance is when interest rates drop or your credit/financial situation improves. You might be missing out on significant savings, and I offer a no-obligation assessment to determine if it’s the right time for you.
  • Can I Secure the Best Interest Rates for My Mortgage Refinance?: With access to major lenders, including banks, credit unions, trust companies, and Mortgage Finance companies, finding the best rate for your refinance is my mission. Refinance rates differ from home purchase rates. Additionally, pre-existing CMHC insurance can lead to lower rates. Factors like credit score, debt service ratios, and loan-to-value play a role in securing the best rate, and I provide expert guidance.
  • Utilizing a Mortgage Refinance Calculator – Is It Worthwhile?: Searching for a straightforward Mortgage Refinance Calculator can be misleading or overwhelming. Let’s simplify it. You need to divide the cost of refinancing by the monthly savings to determine if it’s worthwhile based on your new mortgage term. I’ll assist in gathering the necessary data and making these calculations a breeze.

Choose Goldman Capital and Trevor Bisnath for your home buying journey.


Contact us: 

Executive VP: Trevor Bisnath

+1(416) 254-2774

Mon-Fri (8am – 6pm)
Sat-Sun (10am – 2pm)

(24 hours / 7 days)