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Terms & Conditions

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1. Acceptance of Terms

1.1. By accessing or using the services provided by Capital Mortgage Co. (hereinafter referred to as “we,” “us,” or “our”), you agree to abide by and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our services.

2. Mortgage and Financial Services

2.1. Our services include mortgage application, approval, and related financial services. These services are subject to eligibility criteria, and we reserve the right to refuse service to anyone at our discretion.

2.2. Mortgage Approval: Our mortgage approval process is subject to credit checks, financial assessments, and other factors. We do not guarantee mortgage approval and reserve the right to deny applications based on our assessment criteria.

3. User Registration

3.1. To access certain features of our services, you may be required to create an account and provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and are liable for any activity on your account.

4. Use of Website and Services

4.1. You agree not to engage in any unlawful, fraudulent, or abusive behavior while using our website or services. You shall not use our services for any purpose that is prohibited by these Terms and Conditions.

5. Intellectual Property

5.1. All content and materials provided on our website and through our services, including but not limited to text, graphics, logos, images, and software, are the property of Capital Mortgage Co. and protected by intellectual property laws. You may not reproduce, distribute, or use these materials without our express permission.

6. Limitation of Liability

6.1. We make reasonable efforts to provide accurate and up-to-date information and services. However, we do not guarantee the accuracy, completeness, or reliability of the information on our website or through our services.

6.2. We shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from your use or inability to use our services.

7. Privacy

7.1. Your use of our services is subject to our Privacy Policy, which outlines how we collect, use, disclose, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.

8. Changes to Terms and Conditions

8.1. We may update these Terms and Conditions from time to time. Any changes will be posted on our website, and the revised version will be effective immediately upon posting. It is your responsibility to review these terms periodically.

9. Termination

9.1. We reserve the right to terminate or suspend your access to our services at our discretion, without notice, for any violation of these Terms and Conditions.

10. Governing Law

10.1. These Terms and Conditions are governed by the laws of Ontario, Canada.

11. Contact Us

If you have any questions, concerns, or inquiries regarding these Terms and Conditions, please contact us at: Capital Mortgage Co. 38 Summitcrest Dr, Richmond Hill, ON L4S 1A7 (416) 254-2274